Pawn or sell jewellery: how to decide
Pawning and selling are different things. One is a loan against your jewellery, the other is a sale. Which is right depends on whether you want the piece back.
- Free insured FedEx collection
- Insured to £10,000
- Paid the same day after inspection
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What decides the value
- Pawning is a loanYou borrow against the piece and pay interest until you repay.
- You can get it backRepay the loan and interest within the term and the item is returned.
- Selling is finalYou are paid for the piece and there is nothing to repay.
- The figure differsA loan is based on what can be lent safely, a sale on what the piece is worth to a buyer.
When pawning suits
If you need money for a short time and want to keep the jewellery, a pawn loan does that. Read the agreement, check the interest and the term, and be sure you can repay.
When selling suits
If you do not expect to wear or keep the piece, selling avoids interest altogether. Show it to a buyer who values the whole piece, not only the metal, and you can still say no to the offer.
What we buy
- Gold and diamond jewellery
- Signed and designer pieces
- Watches
- Coins and bullion
- Inherited pieces you do not wear
Related
- 4,000+customers
- 5/5on Google reviews
- £10,000insured per parcel
- Same daypayment after inspection
- 10+ yearsin business
Three steps, all from home
Get your offer
An instant offer for gold and silver, or a free valuation from photos within one working day.
Send it free and insured
A FedEx courier collects from your door, or post it by Royal Mail Special Delivery. Insured to £10,000.
Paid the same day
We inspect it on arrival, confirm your offer and pay by bank transfer the same day. Change your mind and it comes back free.
What our sellers say
“Excellent service. Contacted Mozeris and corresponded with Faustas. Responded immediately to my email to sell a 20g gold bar and a half sovereign coin. Received an offer and after a few further email exchanges to finalise, I posted with special delivery and was paid out shortly after they received the items.”
“I was apprehensive about selling my mother's omega watch but the whole process was straightforward and reassuring. Faustas was extremely helpful and understanding and the communication was very quick. The money agreed was in my account within hours of accepting an offer.”
“Fantastic guys, pay on spot and very very professional.”
Questions about selling pawn or sell jewellery
Is it better to pawn or sell jewellery?
Pawn it if you want it back and can repay the loan with interest. Sell it if you do not, because you are paid for the piece and owe nothing.
Do you offer pawn loans?
No. We buy outright. You receive a free valuation and are paid the same day we inspect the piece and you accept.
How do I send it to you?
Book a free insured FedEx collection from your door, or post it by Royal Mail Special Delivery and we refund the postage. Both are tracked and insured to £10,000. You can also see us by appointment in Mayfair or Braintree.
When am I paid?
By bank transfer the same day we inspect your items and you accept our offer. If you decide not to sell, everything comes back insured, at our cost.
Not sure what you have? Ask us.
Tell us about it or attach a few photos. They go straight to a specialist, who starts on your valuation and replies within one working day.
Ready when you are
Get an instant offer for gold and silver, or send photos of anything else for a free valuation.