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Guide

Pawn or sell a watch: how to decide

Pawning a watch is borrowing against it. Selling it is final. Which is right depends on whether you want the watch back.

  • Free insured FedEx collection
  • Insured to £10,000
  • Paid the same day after inspection
  • 5/5 on Google
A wristwatch in its presentation box with its booklet

What decides the value

  • A pawn is a loanYou borrow against the watch and pay interest until you repay.
  • You can redeem itRepay the loan and interest within the term and the watch is returned.
  • A sale is finalYou are paid for the watch and owe nothing.
  • The figures differA loan is based on what can be lent safely, a sale on what the watch is worth to a buyer.

When pawning a watch suits

If you need money for a short time and want to keep the watch, a pawn loan does that. Read the agreement, check the interest and the term, and be sure you can repay. If you do not, the watch can be sold to cover the loan.

When selling suits

If you no longer wear the watch, selling avoids interest altogether. A specialist values the model, the reference and the originality, and you can still decline the offer.

What we buy

  • Rolex, Omega, Cartier and other Swiss watches
  • Gold watches and pocket watches
  • Vintage watches
  • Watches without box or papers
  • Watches that are not running

Photographs that help

  • The dial, straight on
  • The case back and the clasp
  • Box, card and service papers

Related

Send photos of your watch

Free valuation. A specialist replies within one working day. No obligation.

  • The dial, straight on
  • The case back and the clasp
  • Box and papers, if you have them

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  • 4,000+customers
  • 5/5on Google reviews
  • £10,000insured per parcel
  • Same daypayment after inspection
  • 10+ yearsin business
How it works

Three steps, all from home

  1. Get your offer

    An instant offer for gold and silver, or a free valuation from photos within one working day.

  2. Send it free and insured

    A FedEx courier collects from your door, or post it by Royal Mail Special Delivery. Insured to £10,000.

  3. Paid the same day

    We inspect it on arrival, confirm your offer and pay by bank transfer the same day. Change your mind and it comes back free.

The full process

Rated 5/5 on Google

What our sellers say

★★★★★
“Excellent service. Contacted Mozeris and corresponded with Faustas. Responded immediately to my email to sell a 20g gold bar and a half sovereign coin. Received an offer and after a few further email exchanges to finalise, I posted with special delivery and was paid out shortly after they received the items.”
DT, verified Google review
★★★★★
“I was apprehensive about selling my mother's omega watch but the whole process was straightforward and reassuring. Faustas was extremely helpful and understanding and the communication was very quick. The money agreed was in my account within hours of accepting an offer.”
Ian Linda Juland, verified Google review
★★★★★
“Fantastic guys, pay on spot and very very professional.”
Nancy Li, verified Google review

Read all our reviews

Questions

Questions about selling pawn or sell a watch

Is it better to pawn or sell a watch?

Pawn it if you want it back and can repay the loan with interest. Sell it if you do not, because you are paid for the watch and owe nothing.

Do you offer pawn loans on watches?

No. We buy outright. You receive a free valuation and are paid the same day we inspect the watch and you accept.

Do pawn shops buy watches?

Many do, and many lend against them. Ask whether the figure is a loan or a purchase, and compare it with a specialist watch buyer's offer.

How do I send it to you?

Book a free insured FedEx collection from your door, or post it by Royal Mail Special Delivery and we refund the postage. Both are tracked and insured to £10,000.

When am I paid?

By bank transfer the same day we inspect your items and you accept our offer. If you decide not to sell, everything comes back insured, at our cost.

Prefer to talk?

Not sure what you have? Ask us.

Tell us about it or attach a few photos. They go straight to a specialist, who starts on your valuation and replies within one working day.

Ready when you are

Get an instant offer for gold and silver, or send photos of anything else for a free valuation.